FINU Privacy Policy
Last Updated: 5 June 2026
This Privacy Policy explains how Emerge LLC, a company incorporated in Sharjah Media City (Shams), United Arab Emirates ("Emerge", "FINU", "we", "our" or "us"), collects, uses, stores, shares and protects your personal information when you use the FINU mobile application, website and related services (collectively, the "Services").
At FINU, protecting your privacy is fundamental to building trust. We are committed to handling your personal information responsibly, transparently and securely.
By using FINU, you acknowledge that your information will be processed in accordance with this Privacy Policy.
FINU is an AI-powered financial assistant operated by Emerge LLC.
Our mission is to help people better understand and manage their finances through artificial intelligence, financial insights and personalized experiences.
If you have questions regarding this Privacy Policy, please contact us:
Emerge LLC
Sharjah Media City (Shams)
United Arab Emirates
Email: hello@meetfinu.com
Website: https://meetfinu.com
The information we collect depends on how you use FINU and the features you choose to access.
You may provide information including:
If you choose to connect financial accounts or upload financial information, FINU may process:
FINU only processes this information to provide the Services you request and improve your user experience.
When you interact with FINU's AI assistant, we may process:
We use this information to deliver AI-generated responses, improve our Services and enhance the quality and safety of our AI systems.
When you use FINU, we automatically collect certain technical information, including:
We may collect information about how you interact with FINU, including:
This helps us improve FINU and better understand how users interact with our Services.
We use your information to:
We do not sell your personal information.
FINU uses artificial intelligence to provide insights, recommendations and conversational assistance.
Your interactions with the AI assistant may be processed to:
Where possible, we seek to minimize unnecessary processing of personal information when improving our AI systems.
AI-generated responses are automatically generated and may not always be accurate or complete.
Please refer to our Terms of Service for additional information regarding the limitations of artificial intelligence.
Where required by applicable law, we process personal information based on one or more of the following legal grounds:
FINU uses cookies and similar technologies to:
Types of cookies we may use include:
These cookies are necessary for the operation of FINU and cannot generally be disabled.
These cookies help us understand how users interact with our Services so we can improve functionality and user experience.
These cookies remember your preferences, language settings and other customization choices.
These cookies help protect user accounts, prevent fraud and maintain the integrity of our Services.
You can manage cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of FINU.
We retain personal information only for as long as necessary to:
Retention periods vary depending on the nature of the information and applicable legal requirements.
When information is no longer required, we will securely delete, anonymize or de-identify it where appropriate.
FINU Privacy Policy (Part 2)
We treat your personal information with care and do not sell your personal information to third parties.
We may share information only where necessary to operate FINU or where required by law.
This may include sharing information with:
We work with carefully selected service providers that help us operate FINU, including providers of:
These providers are contractually required to protect your information and may only use it to perform services on our behalf.
Where you choose to access financial products or services through FINU, we may share information with appropriately licensed third-party partners as necessary to facilitate those products or services.
Such partners process your information under their own privacy policies and regulatory obligations.
We may disclose personal information where we believe disclosure is reasonably necessary to:
If Emerge LLC undergoes a merger, acquisition, financing, corporate restructuring or sale of assets, personal information may be transferred as part of that transaction, subject to applicable law.
FINU may process or store information in countries other than your country of residence.
Where personal information is transferred internationally, we will take reasonable steps to ensure that appropriate safeguards are implemented in accordance with applicable laws.
By using FINU, you acknowledge that your information may be transferred, processed and stored in jurisdictions outside your own.
Protecting your information is a priority.
We implement commercially reasonable technical, organizational and administrative safeguards designed to protect personal information from:
Examples of safeguards may include:
Despite our efforts, no internet service or electronic storage system can be guaranteed to be completely secure.
Users are encouraged to protect their account credentials and notify FINU immediately if unauthorized access is suspected.
Depending on your location and applicable law, you may have certain rights regarding your personal information.
These rights may include the ability to:
To exercise your rights, please contact us at:
We may request additional information to verify your identity before processing your request.
Certain requests may be limited where permitted or required by law.
From time to time, FINU may send:
You may unsubscribe from marketing communications at any time by following the instructions contained within those communications.
Even if you opt out of marketing, we may still send important account-related or legal notices.
FINU is intended for individuals who are at least eighteen (18) years old or the legal age of majority in their jurisdiction.
We do not knowingly collect personal information from children.
If we become aware that personal information has been collected from a child without appropriate authorization where required, we will take reasonable steps to delete that information.
If you believe a child has provided us with personal information, please contact us immediately.
FINU may contain links to third-party websites or services.
We are not responsible for the privacy practices, content or security of those third-party services.
We encourage users to review the privacy policies of any third-party services they choose to access.
We may update this Privacy Policy from time to time to reflect:
When material changes are made, we will make reasonable efforts to notify users through the FINU application, our website or other appropriate communication channels.
The "Last Updated" date at the beginning of this Privacy Policy indicates when it was most recently revised.
Continued use of FINU following the effective date of an updated Privacy Policy constitutes acknowledgment of those changes.
If you have questions about this Privacy Policy or how your personal information is handled, please contact:
Emerge LLC
Sharjah Media City (Shams)
United Arab Emirates
Brand: FINU
Email: hello@meetfinu.com
Website: https://meetfinu.com
We will make reasonable efforts to respond to privacy-related inquiries promptly and in accordance with applicable law.
Privacy is fundamental to FINU's mission.
We are committed to handling your information responsibly, protecting your privacy and being transparent about how your information is collected, used and safeguarded.
As FINU evolves, we will continue to improve our privacy practices while helping people become better with money through artificial intelligence.
Thank you for trusting FINU.